Cloud computing has transformed our day-to-day lives. The biggest impact it has had is providing on-demand access to computing resources and services over the internet, which of course enables seamless remote work. It also enables on-demand entertainment via streaming, ubiquitous cloud storage for personal and business files, enhanced communication through social media and video conferencing, and the functionality of smart devices.
What can we expect in the near future?
In 2026, cloud computing will continue its rapid expansion in finance, driving digital transformation through advanced AI and hyper-personalisation, enhanced security paradigms, and flexible multi-cloud architectures.
Financial institutions should expect a focus on embedded finance, stricter regulations, and a move away from solely managing cloud infrastructure towards utilising cloud platforms for innovative services and data monetisation. The next year will be crucial for banks and financial service providers to adopt these mandatory technologies to gain a competitive edge in the finance world.
What are the key expectations for cloud computing in finance in 2026?
AI-driven hyper-personalisation:
Financial firms will leverage cloud-powered AI to deliver hyper-personalised customer experiences and financial advice, moving beyond basic data aggregation.
Enhanced security and compliance:
Expect stricter cloud security standards and compliance frameworks (like GDPR, HIPAA) to be embedded at every layer, as security becomes integral to cloud services.
Specialised cloud platforms & multi-cloud architectures:
The industry will see increased use of specialised cloud platforms and flexible multi-cloud approaches to meet diverse needs, from data storage to complex processing tasks.
Embedded finance:
Cloud computing will be a foundational technology for embedded finance, integrating financial services directly into non-financial platforms, making them more accessible and convenient.
Data monetisation & improved ROI:
Financial institutions will utilize cloud-driven solutions to better monetize enterprise data assets, improve revenue generation, and provide more consistent operating platforms.
Accelerated digital transformation:
The pace of digital transformation will quicken, with cloud technologies playing a central role in how innovation, scalability, and security are redefined for the modern financial industry.
Focus on operational efficiency:
While cloud infrastructure spending by hyperscalers may taper, the focus will be on driving efficiency through cloud models and optimising the use of AI for sustainable and impactful outcomes.
Why 2026 is a decisive year for cloud computing:
This next year marks an important period where these cloud-related trends are shifting from optional to mandatory for financial institutions. It’s been said that those who embrace these advancements will gain a significant advantage in the race to define the future of financial services.
Learn about the latest finance trends at financeSHOWCASE. The next event is at Bristol – Ashton Gate. Register for your FREE tickets here
